Local first
Rekeningku, now known as Reku, is built for Indonesia. Everything here is tailored to local traders - from fiat onboarding in rupiah to integration with 120+ national banks. No need for cards, no need for stablecoins. Just IDR in, crypto out.
And they didn’t cut corners with regulation. Reku is registered with local authorities like BAPPEBTI and KOMINFO. That puts it ahead of many shady offshore names.
Simple and beginner-friendly
The platform isn’t trying to impress with dozens of order types. It keeps things minimal - market buys, sells, clean UI, and a mobile app that actually works. Fees are flat at 0.1 percent. Withdrawals in crypto and fiat are reasonable, with no hidden extras.
You won’t find margin trading or complex bots here. But for someone just entering crypto, that’s not a downside.
Security and peace of mind
Reku says it stores most funds in cold wallets. There’s 2FA, whitelisting, KYC - all the usual stuff. But there’s no proof-of-reserves, and no external audits available to users. It’s regulated, yes - but transparency is still limited.
That’s important to note, especially if you’re planning to hold large sums or use the platform long term.
Mixed trust from the crowd
On the surface, Reku has decent app ratings. Many users praise fast deposits and easy IDR handling. But dig a bit deeper, and you’ll find reports of slow support, app crashes, and interface bugs. Not enough to call it dangerous - but not spotless either.
Some review sites rank it quite low. That seems harsh, but it reflects concerns around platform maturity and long-term reliability.
Good fit for...
- People in Indonesia who want a legit way to buy crypto with local currency
- Beginners who need a clean and simple interface
- Users who don’t care about advanced tools and just want fast access to crypto
...but not for everyone
- No good for pro traders or those needing deep liquidity
- No margin, no leverage, no APIs worth mentioning
- Missing proof-of-reserves is a red flag for cautious users
- Still rough around the edges in terms of support and polish
Final word
Reku is a useful tool if you live in Indonesia and want easy fiat access to crypto. It’s simple, regulated, and offers fair fees. But it lacks the transparency and stability that pro users demand. If you’re just starting out or moving small amounts, it’ll do the job. If you’re looking for a long-term, high-trust platform with deep features - you might want to look elsewhere.